Credit scoring, credit fix functions, or any other private individual records: Credit reporting
Failed to receive functions that were advertisedComplaint: Last night, We put a complaint at XXXX XX/XX/2019 Complaint # XXXX off dos Personal loans that were inaccurately said since the Positive Swindle in my opinion. Now, We acquired an email of XXXX XXXX, Secretary Manager from the Representative Get in touch with Heart facsimile # XXXX SFFCU. He replied from the claiming I will name to handle my points. He lay my Examining And you can Deals Checking account Matter When you look at the Bold Amounts Throughout the Email address. My cell phone was has just hacked. Which creates Id theft and that’s extraordinary.As to why Performed He Do this? And how it happened within my complaint amount significantly more than bring about screwing up my personal credit0 do to the Constructive Scam into Overdraft financing 80 and Personal loan 81. I now can not buy a car Today. XXXX XXXX was money grubbing and requires to-be discharged . training their Professionals to accomplish Useful Ripoff using my years so you’re able to profit on bank and come up with search XXXX accomplish Positive Fraud. Delivering My personal Checking account Amount Over the internet I can Statement Him With the Police. He or she is A silly MANpany Reaction: Company features taken care of immediately an individual therefore the CFPB and chooses to not provide a general public effect Closed with reasons
Pay day loan, title loan, otherwise consumer loan: Credit line
Complaint: I payday loans in Decatur Indiana received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for <$>with interest is <$>at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to <$>so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the <$>. I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at <$>at the same time as the <$>. XXXX offer. Why would I take <$>at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me <$>to correct the interest of <$6.00>on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
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